Your first question might be, “Does my insurance even cover dental implants?” To find out, let us take a closer look at the different steps involved in getting implants and how insurance plays a role.
Step 1: Tooth extraction
If a tooth needs to be removed before getting an implant, that’s called tooth extraction. The good news? Most insurance companies have your back on this one. They often cover the cost, whether it’s replacing a missing tooth or pulling a damaged one.
Step 2: Building a Strong Foundation
Sometimes, your jawbone needs a little boost to support the implant. This is called bone grafting. Here’s the catch – insurance might not cover this essential step fully.
Step 3: Placing the Implant
This is a big deal, and insurance labels it as a “major” dental procedure. Don’t let the word “major” scare you; it’s more about cost than intensity. Most insurance plans can cover up to 50 percent of these major procedures, making the financial burden a bit lighter.
Step 4: Placing the Crown
The final touch is adding the artificial tooth, also known as a crown. Insurance sees this as another major procedure, but some plans might be more generous with this step. They might treat it like fixing a natural tooth and cover more of the cost. Checking with your insurance company directly is the best option here.
Well, it’s like putting together a puzzle. Some pieces fit perfectly, like tooth extraction being covered, while others might need a bit of maneuvering, like bone grafting. It’s essential to understand your insurance’s puzzle to plan your implant journey.
Residing in Florida provides access to a range of dental insurance options, each with its unique set of rules. It’s akin to being a detective—delving into the details, deciphering the fine print, and engaging in open discussions with insurance providers. Understanding the insurance landscape is paramount for a smooth journey into the world of dental implants.